Uber's services have revolutionized modern travel. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, lawsuit against uber car accident and damages.